CottonCover™
Private Rent Guaranteed via Insurance
CottonCover™ is our insurance-backed guaranteed rent solution designed for landlords who want to earn top-of-market rent from private tenants, without the risk. It’s ideal for properties that don’t qualify for traditional guaranteed rent, or for landlords seeking higher returns than our standard model offers.
We’ll handle everything, from tenant sourcing and vetting to full property management, while you stay protected with rent guarantee insurance from our trusted partners. Want to manage the property yourself? That’s an option too.
Pick Your Cover
Backed by the UK’s Most Trusted Insurers:
Superscript
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£9.95/month
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Rent arrears, legal expenses up to £50,000
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Zero excess; no variation in price based on rent or tenant type
Just Landlords (Gallagher-backed)
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From £175/year
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Up to £2,500/month for 12 months + full eviction support
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Choose your excess level: £175–£225
Alan Boswell (underwritten by Aviva)
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From £195/year
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Rent covered for 15 months + 3 months at 75% post-eviction
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Legal costs up to £100,000
HomeLet
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From £210/year (typical)
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Full rent covered for 12 months, plus £50,000 in legal fees
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Post-eviction 75% cover for 3 months
Legal for Landlords
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Quote-based
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100% rent until possession regained, 75% after
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Legal fees up to £100,000
How Cotton Estates
Makes It Easy
Whether you want a hands-off experience or prefer to stay involved, we’ve got you covered:
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We source the tenant
Full professional marketing, vetting, and reference checks -
We manage the property
Compliance, maintenance, inspections, renewals, everything handled -
You get insured
Choose your insurer and policy length; we’ll help you set it up -
You get paid
Your rent is protected, even if the tenant doesn’t pay
Why CottonCover™?
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Ideal for properties that don’t qualify for standard guaranteed rent
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Designed for landlords who want higher income without council restrictions
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No need to self-manage—unless you want to
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Complete peace of mind with insurance-backed protection
Ready to Protect Your Property & Income?
Get top-tier rental income with full protection—minus the admin.
