Why Tenant Referencing Matters
92% of UK landlords reference their tenants, and for good reason.
At Cotton Estates, we’ve made it simple to get an in-depth overview of prospective tenants (and their guarantors), giving you peace of mind before handing over the keys.
Our referencing reports cover everything from affordability ratings to fraud checks, letting history, and employment verification — so you can be confident you’re choosing the right tenant.
👉 All we need to start is your applicant’s name, email, and phone number.
Tenant Referencing Service
One-off payment (per applicant): £65 (inc. VAT)
Initial Report, Within 24 Hours
✔ Credit Check & Risk Score
✔ Linked Address, Identity & Fraud Information
✔ CCJs, Decrees & Court Judgments
✔ Right to Rent Check Advice
✔ Affordability Rating
Final Report, Within 3 Working Days
✔ Everything in the Initial Report, plus:
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Previous Landlord Reference & Letting History
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Income & Employment Check
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Rent Guarantee Insurance Eligibility
Why Cotton Referencing?
⚡ Fast Turnaround – initial checks in 24 hours, full report in under 3 days
✅ Comprehensive – financial, legal, rental history, and fraud checks included
📑 Digital Reports – secure, easy to access and store
🛡️ Total Peace of Mind – industry-leading standards, trusted by landlords nationwide
Looking for Full Tenancy Creation?
Cotton Estates also offers a professional-grade tenancy creation service, covering:
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Referencing
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Contract Signing
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Money Handling
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Deposit Registration
A streamlined, transparent process — designed to protect you at every stage.